ring on ebay using a paypal eCheck and the status is still "pending". account and cleared so why does it take paypal so long to clear it so. Generally it takes at least a week -- just keep checking your paypal account. And/ or you may receive an e-mail from paypal once it clears -- I just. eChecks can take up to 7 days - that's normal. Per your post, yes, something is not quite right - as we can 't view account details, you should.